Loan Against Electronic Payments (LAEP)

(Loan Against Card Receivables/ Merchant Advance/ Working Capital Loan)

If you run a business that accepts electronic payments and need funds, you just got lucky. Now, we’ll give you loans almost instantly against the electronic card payments you receive at your store. Now, you can grow your business with every swipe!

Apply Now Form

How do I check my eligibility for a loan against electronic payment from Clix?

What documents do I need to submit with my LAEP application?

Completed application form

A recent passport-size photograph

Identity (ID) Proof (any one):

  • Aadhaar card, Passport, Voter ID, Ration Card, Driving License, PAN card or Government ID (for government employees)

Address proof:(any one)

  • Any of the above ID proof or your last 2 months’ utility bills in the name of the applicant, applicant’s spouse/ parents

Income Proof

Financial Documents

  • PAN Card – For Firm/Company/Individual (s) coming applying for the loan
  • 12 month bank statement
  • Copy of the most recent Income Tax Return form along with computation of income, audited balance sheet and profit & loss account for the previous 2 years
  • Proof of continuity of business of 36 months (ITR/trade license/establishment/sales tax certificate)
  • Proof of ownership in the name of the applicant or the applicant’s spouse, parents: Of either the residence or office

*Please note that while only scans or photocopies of your documents are required while applying for a loan, you might want to carry original documents in case of verification. Approving the loan application is at the sole discretion of Clix; we might ask for further documents for a more thorough assessment of your loan.

The Process

Fill the form
1. Fill the form
It takes only 3 minutes!
Answer your phone
2. Answer your phone
Have a quick chat with our rep.
3. Hooray!
You have a loan!


How do I avail a Loan against Electronic Payments from Clix?

All you need to do is just Clix here!

What will be the tenure, EMI, and interest rate for my loan?

With our simplified loan experience, you get a freedom from bulky EMIs. Repay the loan in simple, pre-agreed portions from the daily payments made through the POS machine You can also customize repayment schedule over a period of 6–18 months. The interest rate, however, will depend on a lot of factors including your application, business health, income, etc. We’ll tell you the final applicable interest rate only after we have assessed your completed application form and supporting documents.

Do I need any collateral to avail the loan against electronic payments?

Nope. We don’t need any additional collaterals or guarantor for your loan.

How can I reach out to Clix for any other information on my loan?

It’s as easy as our loan applications!

Just call us on 0124-4545965 or 0124- 3817400 between 9:30am-6:30pm from Monday to Saturday (except public holidays, of course) or write to us at:

Click here to keep your business growing

Apply for a simple, fast, and accessible loan against electronic payment from Clix!

Apply Now Form